Credit Score Disclosures
Consumer Notification Compliance Solutions
We make it easy to comply with federally mandated consumer notifications. Our Credit Score Disclosures (CSD) and Notice to Home Loan Applicants are Fair and Accurate Credit Transaction (FACT) Act compliant, and can be automatically generated with every Instant Merge report.
Product Highlights
- Automatically generate notifications with every Instant Merge report
- CSD fulfillment options available – electronic and mail
- Custom disclosure messaging available
- Daily and flexible fulfillment turnaround times
Credit Score Disclosures
We provide a CSD to consumers in connection with an application for a home loan. It discloses the credit score that the lender used in connection with the loan process, and the key factors affecting the credit score. Custom disclosures are also available to meet your business needs.
Notice to Home Loan Applicants
A Notice to Home Loan Applicants is also provided to explain what the CSD is and why the consumer is getting it.
CSD Mailing Services
We offer a turnkey fulfillment and mailing solution that automatically generates and mails a CSD and Notice to Home Loan Applicant to your consumers with each Instant Merge report ordered.