Instant Merge Upgrades
Product upgrades for a more thorough credit analysis
When you require additional investigative items on our Instant Merge report, we offer a wide range of product upgrades to help you conduct a more thorough credit analysis.
Product Highlights
- Search open balances, accounts in disputes, and more
- Verify existing mortgage balances and monthly payments
- Access credit information on complex credit histories
- Historical credit information going back up to seven years
on borrower and coborrower
Merge Plus
A supplemental report that provides details on one to three flagged items from the Instant Merge report.
Business Credit Report
Provides trade payment experiences, public record information, company background and comparative data to help you better understand your risk.
Builder Credit Report
Designed for construction lenders, it reviews contract and builder information, including supplier, subcontractor, banking and client references.
Mortgage Credit Report
Used to verify existing mortgage balances and monthly payments, and to check for any late payments on the account.
Residential Mortgage Credit Report
For complex credit histories that require verification of four or more items, it includes information going back two to seven years for both the borrower and coborrower.