About Our Industry

Industry Updates

• Attention: TransUnion is Changing its Product Names
• Equifax® Upgrading to BEACON 5.0 Scores

Industry Partners

• Consumer Data Industry Association (formerly Associated Credit Bureaus)
• Fair, Isaac and Company, Inc.
• Fannie Mae
• Freddie Mac
• Mortgage Bankers Association of America
• US Department of Housing and Urban Development (HUD)

National Credit Bureaus

• Equifax, Inc.
• Experian, Inc.
• TransUnion, LLC.

Legal Information

• Fair Credit Reporting Act
• FTC

  Federal Trade Commission Check the Internet pages of the Federal Trade Commission for information about credit and other helpful consumer and business information. http://www.ftc.gov

• First American CREDCO Position Statements
  

  Potential R.E.S.P.A. Violations

  This Statement of Policy sets forth First American CREDCO’s position regarding the applicability of the Real Estate Settlement Procedures Act ("RESPA") to the giving and/or providing of free credit reports in order to obtain and/or secure future business from particular mortgage brokers/lenders